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Quality Health Insurance Plans for You
At Private Vinsurance, LLC. we believe that everyone deserves access to quality healthcare. Whether you are an individual, a family, or a business, we are committed to providing you with the coverage you need to stay healthy and secure. Let us help you find the right plan for your needs.
Your Health is Our Priority!
We Accept a Wide Range of Health Plans
At Private Vinsurance, LLC. we prioritize your well-being and accept various health plans to ensure that you have access to the healthcare services you need. Our goal is to make quality healthcare accessible and convenient for you.
Committed to Excellence in Healthcare
As the leading health insurance agency in the area, we are dedicated to providing top-notch healthcare services to our clients. Our commitment to excellence has made us the number one choice for individuals and businesses seeking reliable health insurance solutions.
Expert Guidance from
Healthcare Specialists
Our team of healthcare specialists is committed to providing you with expert guidance and support in choosing the right health insurance plan. With our specialized knowledge and resources, we ensure that you receive the best possible coverage for your healthcare needs.
Why Private Healthcare is Right for You
"I feel like I'm overpaying"
As the leading health insurance agency in the area, we are dedicated to providing top-notch healthcare services to our clients. Our commitment to excellence has made us the number one choice for individuals and businesses seeking reliable health insurance solutions.
Contact Us!
About
Private Vinsurance
PPO Network
Wellness Benefits
Low Deductible
As your health insurance advisor, my top priority is to find the ideal insurance plan tailored to your unique needs and budget.
It's crucial that you fully comprehend what you're investing in, especially when it comes to healthcare decisions. why I dedicate as much time as necessary to ensure you your coverage, empowering you to make informed choices about your health.
While I have access to all options available in the market, my expertise lies in the private market. Private plans focus on your health rather than your income, making them a great fit if you are generally healthy. These plans enable me to help save more on your monthly premiums while providing enhanced benefits simply for being in good health!
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CEO
Licensed Insurance Advisor
Vincent Gutierrez
NPN# 19052648
Services
Work with the best healthcare providers to ensure the best care for our clients
We understand that each individual or business has unique insurance needs.
Our team will work with you to create a customized insurance solution that fits your requirements.
We offer a wide range of coverage options to ensure that you and your family have access to the healthcare services you need, when you need them.
Why Choose Private Vinsurance
Health Insurance is not an easy path to navigate. We take the time to find the right plan that fits within your budget and has the medical providers and benefits you require!
We are always here for you as your personal health advisor. We take customer service to the next level.
As National Health Advisors, we have access to every plan. A ONE STOP Shop for anyone needing help!
Plans We Offer
Health Plans
Dental Plans
Vision Plans
Who We Work With
Individuals
Families
Self Employed
Small Businesses
Licenses
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Alabama
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Arkansas
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Colorado
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Delaware
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Florida
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Georgia
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Illinois
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Indiana
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Iowa
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Kansas
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Kentucky
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Louisiana
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Maryland
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Michigan
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Mississippi
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Montana
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Nebraska
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Nevada
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North Carolina
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Ohio
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Oklahoma
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Philadelphia
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South Carolina
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South Dakota
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Tennessee
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Texas
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Utah
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Virginia
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West Virginia
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Wisconsin
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Wyoming
Frequently Asked Questions
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What are the biggest differences between these types of insurance plans?
ACA/Obamacare
best for those with pre-existing conditions or those needing maternity coverage. It is affordable if you are under the income threshold that qualifies you for government subsidies. If you aren't getting government assistance, it is extremely expensive. These plans are mostly high premium/high deductibles because anyone can get on them.
Employer Plans
most are great for the employee because the employer is legally responsible to pay 50% of the employee's monthly premium. The downside is that the employer is not responsible for paying anything towards family add-ons. This causes the price to jump up significantly when adding family members and can get pretty costly because the family will be paying full price to be added to the plan.
Private Insurance
is medically underwritten, meaning you have to qualify based on your health. Since you are in a lower-risk pool of people, you get a lower premium and preferred rates, so they are more affordable than most plans with BETTER coverage.
Do I only have the "open enrollment" period to be able to set up private insurance?
This only applies to Public Marketplace/ACA/Obamacare plans. You can also get on these plans with a qualifying life event or during Open Enrollment. Public plans can also be canceled at any time. So if you were to find coverage somewhere else that fits you better, there is no issue switching.
Private plans are available year-round! There are no limitations of when you can get on and off of private healthcare.
Is private health insurance really expensive?
It is much less expensive than you think! Since the rates for private healthcare are based on health and not income, you will generally see lower prices AND better benefits if you can qualify. I personally saved $2400 a year alone.
What are health insurance prices based on?
Public Marketplace/ACA/Obamacare plans
based on income, zip code, and age. If you don't qualify for government subsidies, they can be very expensive.
Private plans
based on health, age, and zip code. If health insurance is ever suspiciously cheap, it is usually not a fully comprehensive plan. These are usually short-term or cost-sharing plans with VERY limited coverage. These types of plans also have no coverage for pre-existing conditions.
Will private plans cover me anywhere I go?
YES! Nationwide coverage, on and off the job. All private plans are PPO networks, so you aren't limited to coverage in your zip code/county like many plans. You are covered anywhere you go!
Do you only work with health insurance? What about dental, vision, etc?
No! I can also write policies for Dental, Vision, Life, Supplemental, Critical Illness, Accident Disability, etc. I have many trusted referral partners so I am happy to guide you to one of them If you need something I can’t help with.
Let's Connect
Referrals
Know of a friend who wants or needs help with their health insurance?
Contact
At Private Vinsurance, LLC., we understand that finding the right health insurance can be a daunting task. That's why we are here to help.
Fill out the adjacent form and let us guide you through the process of finding the best health insurance options for you, your loved ones, or your business.
Vincent Gutierrez
330-719-6538 - Call / Text